Top health insurance Deductions for Real Estate Agents (2026 Guide)

Maximizing health insurance Write-Offs as a 1099 Real Estate Agent

If you're a real estate agent working for yourself in 2026, finding every legal deduction is the best way to increase your actual take-home pay. health insurance expenses often go overlooked, but they can add up to thousands in tax savings.

Common health insurance Deductions

• Primary Costs: Any direct expenses related to health insurance for your real estate agent business.
• Secondary Costs: Supplies, utilities, or maintenance related to health insurance.
• Travel: If health insurance requires you to leave your home office.

The IRS requires that these expenses be both "ordinary and necessary" for your specific trade as a real estate agent. In 2026, documentation is key—keep those digital receipts!